Cards
IndusInd Bank Platinum Aura Edge Visa Card

4.5/5.0 795 users
Fee

 INR 0
Rewards
  • * Department stores:  100 = 4 points
Joining Perks
  • * No joining perks
Extra Benifits
  • * No joining fee. No annual fee. It's lifetime FREE
  • * Often shop at department stores? Earn 4 points for every  100 you spend. 1 point = Re. 0.50
Documents

* KYC - PAN, address proof and ID proof

Speciallity
  • * Flexible rewards program, insurance benefits, fuel-surcharge waiver and more
Fee Details
  • * 1st Year - 0
  • * 2nd Year Onwards - 0
  • * APR - 46% per annum
Eligibility Criteria

* Salary - 35k

* Card to Card - 75k Limit

Cards
IndusInd Bank Platinum Card

4.5/5.0 697 users
Fee

INR 0
Rewards

* All category spends: 150 = 1.5 points
Joining Perks
  • No joining perks
Extra Benifits
  • * No joining fee. No annual fee. It's lifetime FREE
  • * Buy 1, Get 1' offer - 2 FREE movie tickets on BookMyShow & 4 FREE movie tickets at Sathyam Cinemas every month. Conditions apply
Documents
  • KYC - PAN, address proof and ID proof
Speciallity

* Comprehensive insurance benefits, fuel-surcharge waiver, and more

Fee Details
  • * 1st Year - 0
  • * 2nd Year Onwards - 0
  • * APR - 46% per annum
Eligibility Criteria

* Salary- 30k+

* Card to Card - 75k+ Limit

Cards
IndusInd Bank Signature Legend Credit Card

4.5/5.0 901 users
Fee

INR 5,000
Rewards
  • All category spends:  100 = 2 points
Joining Perks
  • No joining perks
Extra Benifits
  • Contactless feature for fast, convenient & secure purchases. Simply tap your card at merchant locations that accept it
  • Fuel-surcharge waiver
Documents
  • KYC - PAN, address proof and ID proof
Speciallity
  • Fuel-surcharge waiver
Fee Details
  • 1st Year - 5,000
  • 2nd Year Onwards - 0
  • APR - 46.78% per annum
Eligibility Criteria

Salary- 40k+

Card to Card- 75k+

Cards
YES Prosperity Rewards Plus Card

4.5/5.0 791 users
Fee

INR 499 First Year

Waived on the spending of 10k within 90 days
Rewards
  • Grocery spends (via YES Cart):  200 = 4 points
  • Others (select merchant categories):  200 = 2 points
Joining Perks

*No joining perks
Extra Benifits

* Fuel-surcharge waiver at all fuel stations in India.

Documents

KYC - PAN, address proof and ID proof

Andhra Card should be link with mobile number

Speciallity

*Maximum reward points on everyday spends like groceries, supermarket and department store purchases. Reward points never expire.

*Annual bonus of 12,000 reward points on spends of  3,60,000 in an anniversary year.

Fee Details

* 1st Year - 499 + GST. Waived on spends of  10,000 within 90 days

* 2nd Year Onwards - 499 + GST. Waived on annual spends >  10k

Eligibility Criteria

1: Age Criteria: Minimum 21 years to maximum 60 years

2: Salaried or Self Employed

3: Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above

Cards
YES Prosperity Edge

4.5/5.0 531 users
Fee

* INR 1199 First Year

* Waived on the spending of  15,000 within 90 days
Rewards
  • * Grocery spends & dining (via YES Cart):  200 = 4 points
  • * Others (select merchant categories):  200 = 2 points
Joining Perks
  • No joining perks
Extra Benifits
  • Fuel-surcharge waiver at all fuel stations in India.
Documents

* KYC - PAN, address proof, and ID proof

* Andhra Card should be linked with mobile number

Speciallity
  • Maximum reward points on everyday spends like groceries, supermarket and department store purchases. Reward points never expire.
Fee Details
  • 1st Year - 1,199 + GST. Waived on spends of  15,000 within 90 days
  • 2nd Year Onwards - 1,199 + GST. Waived on annual spending>  75,000
Eligibility Criteria

Payslip- 60000

Card to Card- 1L

Cards
HDFC Bank Regalia Card

4.5/5.0 788 users
Fee

INR 1000
Rewards
  • 4 points/ 150 spent
  • 15,000 points every year on annual spending of  8 lakhs
  • Best-in-class rewards redemption rate. 1 point =  0.5
Joining Perks

 

  • 2,500 points on paying joining fee
  •  
Extra Benifits

Up to 15% discount at 3,000+ restaurants

Documents
  • KYC - PAN, address proof and ID proof
  • Photograph, salary slip/form 16
Speciallity
  • Free Zomato Gold membership on spending  75,000 within 3 months of getting your card
Fee Details
  • 1st Year - 1,000
  • 2nd Year Onwards - 1,000
  • Lifetime FREE on completing 4 transactions of  500+ in a month for first 3 consecutive months
Eligibility Criteria

Salary - 45

ctc- 50k

Cards
YES Premia

4.5/5.0 509 users
Fee

INR 1,599

Waived on the spending of 25K within 90 days
Rewards
  • Grocery spends & dining (via YES Cart):  200 = 6 points
  • Others (select merchant categories):  200 = 3 points
Joining Perks
  • No joining perks
Extra Benifits
  • Fuel-surcharge waiver across all fuel stations in India.
  • Reward points never expire.
Documents

KYC - PAN, address proof and ID proof

Andhra Card should be linked with mobile number

Speciallity
  • 25% discount on BookMyShow.
  • 2 complimentary international airport lounge access every year via Priority Pass Membership for primary cardholders.
Fee Details
  • 1st Year - 1,599 + GST. Waived on spends of  25,000 within 90 days
  • 2nd Year Onwards - 1,599 + GST. Waived on annual spends >  1,50,000
Eligibility Criteria

1: Age Criteria: Minimum 21 years to maximum 60 years

2: Salaried or Self Employed

3: Minimum Net Salary of INR 1,20,000 per month or Income Tax Return of INR 14.4 Lakhs and above

4 Card to Card - INR 2,40,000

Cards
YES First Preferred

4.5/5.0 671 users
Fee

INR  2,499
Rewards
  • Travel & dining (via YES Cart):  200 = 8 points
  • Others (select merchant categories):  200 = 4 points
Joining Perks
  • 10,000 points on 1st transaction within 90 days
Extra Benifits
  • An attractive interest rate of 3.50% per month on revolving credit.
  • Reward points never expire.
Documents

KYC - PAN, address proof, and ID proof

Andhra Card should be linked with mobile number

Speciallity
  • Preferential foreign currency mark-up of 2.50% only.
  • Attractive interest rate of 3.50% per month on revolving credit.
  • Reward points never expire.
Fee Details
  • 1st Year - 2,499 + GST
  • 2nd Year Onwards - 2,499 + GST. Get 7,500 reward points on card renewal
Eligibility Criteria

1: Age Criteria: Minimum 21 years to maximum 60 years

2: Salaried or Self Employed

3: Minimum Net Salary of INR 2,00,000 per month or Income Tax Return of INR 24 Lakhs and above

4 Card to Card: INR 4,00,000

 

Cards
YES First Exclusive

4.5/5.0 545 users
Fee
  • 1st Year - 9,999 + GST
Rewards
  • Travel & dining (via YES Cart):  200 = 12 points
  • Others (select merchant categories):  200 = 6 points
Joining Perks
  • 40,000 points on 1st transaction in 90 days
Extra Benifits
  • Benefits of more than 1,30,000 in a year based on spends/card usage.
  • 30,000 reward points on card renewal every year.
Documents

KYC - PAN, address proof and ID proof

Andhra Card should be link with mobile number

Fee Details

*

  • 1st Year - 9,999 + GST
  • 2nd Year Onwards - 9,999 + GST. Waived on annual spends >  6 Lakhs
Eligibility Criteria

1: Age Criteria: Minimum 21 years to maximum 60 years

2: Salaried or Self Employed

3: Minimum Net Salary of INR 4,00,000 per month or Income Tax Return of INR 36,00,000 Lakhs and above

4: Card to Card - INR 8,00,000

Cards
HDFC Bank Diners Club Black Card

4.5/5.0 625 users
Fee

* INR  10,000

* Reduced to 0On spends of  1 lakh+ in 90 days of card setup/EasyEMI/SmartPay

 
Rewards

 

  • Select partners: 10x points
  • Retail spends:  500 = 5 points
  • 1 point = Re. 1 worth travel voucher
Joining Perks
  • 10,000 points on paying joining fee
Extra Benifits
  • 6 free golf games per quarter across the world's finest golf courses
  • Air accident insurance, medical emergency insurance, travel insurance, 24/7 concierge & more
Documents
  • KYC - PAN, address proof, and ID proof
  • Photograph, salary slip/form 16
Speciallity
  • 6 free golf games per quarter across the world's finest golf courses
  • Air accident insurance, medical emergency insurance, travel insurance, 24/7 concierge & more
Fee Details
  • 1st Year - 10,000.Waived on spends of  1 lakh+ in 90 days of card setup/EasyEMI/SmartPay
  • 2nd Year Onwards - 10,000.Waived if annual spends >  5 lakhs
Eligibility Criteria

1: Age Criteria: Minimum 21 years to maximum 60 years

2: Salaried or Self Employed

3: Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above

4: Card to Card - 50k

Cards
HDFC Bank Freedom Credit Card

4.5/5.0 637 users
Fee

 

INR: 500

Reduced to 0 If CASA account is opened
 
Rewards
  • 25 points/ 150 spent on birthday
  • 5 points/ 150 spent on movies, dining, groceries, railways & taxi
  • 10 points/ 150 spent on SmartBuy & PayZapp
  • 1 point/ 150 spent on all other categories
Joining Perks
  • Welcome benefit of 500 reward points on paying joining fee
Extra Benifits
  • Fuel-surcharge waiver of 1% on transactions between  400 and  5,000 (capped at  250 per statement cycle)
Documents
  • KYC-PAN, address proof and ID proof
  • One photograph
Speciallity
  • No income documents required
  • Gift voucher of  1,000 on annual spending of  90,000 and above
  • Redeem reward points as cashback. 100 points =  10
  • Annual fee waiver on the spending of  50,000 in a year
  • Free accidental death insurance up to  50 lakhs on completing a minimum of 4 transactions every month. TnC apply
Fee Details
  • 1st Year - 500.Reduced to 0 If CASA account is opened
  • 2nd Year Onwards - 500.Waived if annual spending exceeds 50,000
Eligibility Criteria

* Salary - 35k

* Card to Card - 75k Limit

Cards
HDFC Bank Millennia Credit Card

4.5/5.0 713 users
Fee
  • INR 1000
Rewards
  • Shopping via PayZapp & SmartBuy: 5% cashback on spends of  2,000+
  • Online spends: 2.5% cashback on spending of  2,000+
  • Offline spends & wallet reloads: 1% cashback on spends of  100+
Joining Perks
  • Welcome & renewal gift of 1,000 cash points, applicable on paying membership fee only
Extra Benifits
  • Lifetime FREE on completing 4 transactions of  500+ in a month for first 3 consecutive months
  • Up to  2,250 worth of cash points every month
  • 8 free domestic airport lounge access in a year
Documents
  • KYC - PAN, address proof and ID proof
  • Photograph
Speciallity
  •  1,000 worth gift vouchers on spends of  1 lakh+ in each calendar quarter. Applicable only in the first year
  • 1% fuel-surcharge waiver on minimum fuel transactions of  400. Capped at  250 per statement cycle
Fee Details
  • 1st Year - 1,000.Waived on completing 2 transactions in a month for first 3 consecutive months
  • 2nd Year Onwards - 1,000.Waived if annual spends >  1 lakh
  • Lifetime FREE on completing 4 transactions of  500+ in a month for first 3 consecutive months
Eligibility Criteria

* Salary - 35k

* Card to Card - 75k Limit

Cards
HDFC Bank Easy EMI Credit Card

4.5/5.0 826 users
Fee

INR  500
Rewards

 

  • Shopping via PayZapp & SmartBuy: 5% cashback on spending of  2,000+
  • Online spends: 2.5% cashback on spending of  2,000+
  • Offline spends & wallet reloads: 1% cashback on spends of  100+
Joining Perks
  • Welcome & renewal gift of 500 cash points, applicable on paying membership fee only
Extra Benifits
  •  1,000 worth gift vouchers on spends of  1 lakh+ in each calendar quarter. Applicable only in the first year
  • 1% fuel-surcharge waiver on minimum fuel transactions of  400. Capped at  250 per statement cycle
  • EasyEMI offers across 1,000+ merchants
Documents
  • KYC - PAN, address proof and ID proof
  • Photograph
Speciallity
  • Lifetime FREE on completing 4 transactions of  500+ in a month for first 3 consecutive months
  • Auto conversion of spends of  10,000 & above to EasyEMI for 9 months
Fee Details
  • 1st Year - 500.Waived on completing 2 transactions in a month for first 3 consecutive months or spending  20,000 in 90 days
  • 2nd Year Onwards - 500.Waived if annual spends >  50,000
  • Lifetime FREE on completing 4 transactions of  500+ in a month for first 3 consecutive months
Eligibility Criteria

* Salary - 24k

* Card to Card - 30kLimit

Cards
HDFC Bank Moneyback Card

4.5/5.0 740 users
Fee

INR 500
Rewards
  • Online shopping: 4 points/ 150
  • Others: 2 points/ 150
Joining Perks
  • 500 points
Documents
  • KYC - PAN, address proof and ID proof
  • Photograph, salary slip/form 16
Speciallity
  • 100% fuel-surcharge waiver, up to  250 per billing cycle
  • Zero liability on lost card if reported immediately
Fee Details
  • 1st Year - 500.Waived if an HDFC Current/Savings Account is present/opened within 3 months of card approval
  • 2nd Year Onwards - 500.Waived if annual spends >  50,000 or an HDFC Current/Savings Account is present/opened
  • APR - 40.8% per annum
Eligibility Criteria

* Salary - 25k

* Card to Card - 50k Limit

Cards
IndianOil HDFC Bank Credit Card

4.5/5.0 844 users
Fee

INR 500
Rewards
  • 5% of spends at IndianOil petrol pumps, groceries & bill payments as fuel points
  • Others: 1 fuel point/ 150 spent
Joining Perks
  • No joining perks
Extra Benifits
  • Up to 250 fuel points per month on spends at IndianOil fuel outlets for first 6 months. 150 fuel points post six months.
  • Max. 100 fuel points each per month on grocery spends and bill payments
Documents
  • KYC - PAN, address proof and ID proof
  • Photograph
Speciallity
  • Max. 100 fuel points each per month on grocery spends and bill payments
Fee Details
  • 1st Year - 500.Waived on completing 2 transactions in a month for first 3 consecutive months or spending  20,000 in 90 days
  • 2nd Year Onwards - 500.Waived if annual spends >  50,000
  • Lifetime FREE on SmartPay registration within 90 days of card setup
Eligibility Criteria

* Salary - 25K

* Card to Card - 50k Limit

Cards
AU Bank Credit Card

4.5/5.0 526 users
Fee

INR  500
Rewards
  • 10X points/150 spent at Snapdeal & Smartbuy
  • 2 points/150 for other retail spends
Joining Perks
  • 500 reward points as welcome gift
  • Snapdeal welcome vouchers worth 2,000
Extra Benifits
  • Fuel surcharge waiver up to 250 per cycle on fuel transactions between 400 and 5,000
Documents
  • KYC-PAN, Address proof and ID Proof
  • One photograph, Salary slip/Form 16
Speciallity
  • 1st Year - 500
  • 2nd Year Onwards - 500.Waived on annual spends >  1.5 lakhs
  • APR - 41.88% per annum
Fee Details
  • 1st Year - 500
  • 2nd Year Onwards - 500.Waived on annual spends >  1.5 lakhs
  • APR - 41.88% per annum
Eligibility Criteria

* Salary - 25K

* Card to Card - 50k Limit

Cards
HDFC Infinia Credit Card

4.5/5.0 969 users
Fee

INR  10,000
Rewards
  • Retail spends:  150 = 5 points
  • Travel & shopping via Smartbuy: 10x points
  • Dining at stand-alone restaurants: 2x points
Joining Perks
  • Taj Epicure Plus Plan & Inner Circle Gold membership
  • Club Vistara Gold membership
Extra Benifits
  • Low mark-up fees on international spends
  • Free golf games at leading golf courses in India & exclusive access to select golf courses worldwide
  • Exclusive dining privileges at some of the finest hotels in India
Documents
  • KYC - PAN, address proof and ID proof
  • Photograph, salary slip/form 16
Speciallity
  • Get a credit limit of up to  10 lakhs
  • Unlimited access to 700+ airport lounges worldwide
Fee Details
  • 1st Year - 10,000
  • 2nd Year Onwards - 10,000
Eligibility Criteria

* Salary - 1L

* Card to Card - 3.3k Limit.

Cards
HDFC Bank Times Titanium

4.5/5.0 749 users
Fee

INR 500
Rewards
  • Dining on weekdays:  150 = 5 points
  • Others:  150 = 2 points
Joining Perks
  • e-Vouchers worth  15,000
Extra Benifits
  • Attractive rewards program. Reward points are valid for 2 years from the date of accumulation
  • Fuel-surcharge waiver
  • Zero liability on lost card
Documents
  • KYC - PAN, address proof and ID proof
  • Photograph, salary slip/form 16
Speciallity
  • Great discounts and offers on movies and dining at participating outlets all year long
  • Live GPS location-based online & offline offers on the Times Card app
Fee Details
  • 1st Year - 500
  • 2nd Year Onwards - 500.Waived if annual spends >  1.5 lakhs
  • APR - 40.8% per annum
Eligibility Criteria

* Salary - 25K

* Card to Card - 50k Limit

Cards
SimplySAVE SBI Card

4.5/5.0 935 users
Fee

INR 499
Rewards
  • Dining, movies, grocery & department stores:  100 = 10 points
  • Others:  100 = 1 point
Joining Perks
  • 2,000 bonus points on spends of  2,000 in 60 days
Extra Benifits
  • Annual fee waiver based on yearly spends
  • 1% fuel-surcharge waiver at petrol bunks on transactions between  500 &  3,000, up to  100 per statement cycle
Documents
  • KYC - PAN, address proof and ID proof
  • Photograph, salary slip
Speciallity
  • Maximum savings on everyday purchases with up to 10x reward points on spends at department stores, groceries, movies, dining and more
Fee Details
  • 1st Year - 499
  • 2nd Year Onwards - 499.Waived on annual spends > 1 lakh
Eligibility Criteria

* Salary - 25K

* Card to Card - 50k Limit

Cards
SimplyCLICK SBI Card

4.5/5.0 683 users
Fee

INR 499
Rewards
  • Online exclusive partners:  100 = 10 points
  • Other online spends: 100 = 5 points
  • Others:  100 = 1 point
Joining Perks
  • Amazon e-gift voucher worth  500
Extra Benifits
  • E-voucher worth  2,000 on annual online spends of Rs. 1 &  2 lakhs
  • Annual fee waiver on yearly spends of  1 lakh in previous year
  • 1% fuel-surcharge waiver at petrol bunks on transactions between  500 &  3,000, up to  100 per statement cycle
Documents
  • KYC - PAN, address proof and ID proof
  • Photograph, salary slip
Speciallity
  • Love online shopping? 10x reward points on shopping at exclusive online partners - Amazon, BookMyShow, UrbanClap, Cleartrip and more
Fee Details
  • 1st Year - 499
  • 2nd Year Onwards - 499.Waived on annual spends >  1 lakh
Eligibility Criteria

* Salary - 25K

* Card to Card - 50k Limit

Cards
BPCL SBI Card

4.5/5.0 524 users
Fee

INR 499
Rewards
  • BPCL petrol pumps: 13x points
  • Groceries & department stores:  100 = 5x points
  • Movies & dining:  100 = 5x points
  • Other non-fuel retail purchases:  100 = 1 point
  • 4 points = Re. 1
Joining Perks
  • 2,000 points worth  500 on paying joining fee
Extra Benifits
  • Maximum fuel-surcharge waiver of  100 in a month - that is equivalent to annual savings of  1,200 on fuel surcharge
  • 5x points/ 100 spent on standing instructions of utility bill payments
Documents
  • KYC - PAN, address proof and ID proof
  • Photograph, salary slip
Speciallity
  • Great savings on petrol for 4-wheeler owners with the 4.25% value back offer on BPCL petrol purchases
  • Total annual savings (dining, fuel, groceries, travel, etc.) of approximately  4,432.
  • Annual savings of 70 litres of fuel
Fee Details
  • 1st Year - 499
  • 2nd Year Onwards - 499
Eligibility Criteria

Salary - 25K

Card to Card - 50k Limit

Cards
Standard Chartered Digi Smart Card

4.5/5.0 816 users
Fee

INR 588
Rewards
  • Myntra: 20% off every month
  • Zomato, Grofers: 10% off every month
  • Ola: 15% cashback every month
Joining Perks
  •  500 Amazon Pay gift card
Extra Benifits

Amazon Pay Gift Card offer applicable on minimum single transaction of  500 within 30 days

Documents
  • KYC - PAN, address proof and ID proof
  • Photograph, salary slip
Speciallity
  • Cashback on Ola capped at  600/month
  • Discounts on Zomato capped at  750/month
  • Discounts on Grofers capped at  1,000/month
Fee Details
  • 1st Year - 588 ( 49/month)
  • 2nd Year Onwards - 49 + tax per month. Waived on spends of  5,000.
Eligibility Criteria

Salary - 25k+

Card to Card - 75k Limit

Cards
Standard Chartered Manhattan Platinum Card

4.5/5.0 800 users
Fee

INR 999
Rewards
  • Grocery, supermarkets & department stores: 5% cashback
  • Others:  150 = 3 points
Joining Perks
  •  500 Amazon Pay gift card
Extra Benifits
  • Cashback of up to  500 monthly on minimum spend of Rs. 1,000 at groceries, supermarkets & department stores
  • Annual fee waiver from second year onwards
  • Annual return of approx. 2.6% based on spends
Documents
  • KYC - PAN, address proof and ID proof
  • Photograph, salary slip
Speciallity

Amazon Pay Gift Card offer applicable on minimum single transaction of  500 within 30 days

Fee Details
  • 1st Year - 999 + tax
  • 2nd Year Onwards - 999 + tax. Waived if annual spends >  1,20,000
Eligibility Criteria

* Salary - 25K

* Card to Card - 7k Limit

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